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Future Planning
- To improve the profitability : Profitabilty of DCCB shall be increased by 10%.
- Application of Technology : The services of Mobile Banking, IMPS shall be provided in future.
- Marketing of Services and products : To improve the CRAR position, marketing of services and products of the bank shall be done on regular basis.
- Resources / Deposit mobilization / Increase in Govt. business: Steps to open accounts on a large scale , launching of special deposit campaign , to collect funds from the Govt. departments shall be taken.
- Reduction in NPAs / Improvement in Recovery : All measures will be taken to improve the recovery position of the bank. NPAs of the Bank shall be decreased.
- CRAR and compliance of other RBI directives : The banks shall make all-out efforts to achieve the stipulated level of CRAR and shall ensure compliance of all regulatory norms. Compliance of Know Your Customer (KYC) guidelines shall be made.
- Strengthening of Internal checks and control systems. Quality of inspection shall be improved. Concurrent audit shall be introduced. Quick disciplinary / legal action shall be ensured against all the delinquent employees.